We're here with you from application to approval.
First Community Bank’s Home Loan Center is here to help you navigate the home loan process — unlocking the mysteries of mortgages, interest rates, and closing costs.
Benefits You'll Love
- Mortgage Originators who know the market
- Local processing, underwriting, and more
- Options to buy, build, or refinance
Whether you want to build, buy, refinance, or simply see if you pre-qualify, First Community Bank is ready to answer your questions and guide you every step of the way.
What We Offer
- Pre-Qualification
- Local Processing, Underwriting and Closing
- Conventional, FHA, VA, USDA
- Homebuyer Equity Leverage Partnership (HELP)1
- Southeast Texas Housing Finance Corporation (SETH)1
- Texas State Affordable Housing Corporation (TSAHC)1
- Texas Department of Housing Community Affairs (TDHCA)1
- 5/1 Adjustable Rate Mortgage2 —servicing retained by FCB
To start your prequalification, click on any of the Mortgage Originators in our Mortgage Originators tab. First Community Bank is an equal housing lender and NMLS# is 458782.
Land Development & Home Construction
We are dedicated to the communities we serve, actively contributing to the development of numerous subdivisions and the construction of thousands of homes. We support the hospitality industry by helping to create accommodation for tourists. We invest in office and retail centers that provide entrepreneurs with the space and resources they need to grow their businesses.
Get in touch with us to learn more about our land development and home construction initiatives.
Susan Geissel
NMLS# 512560
Rose Zapata
NMLS# 1472230
Karen Stipp
NMLS# 489383
Blanca Choma
NMLS# 217079
1 Available if Qualified. Ask your Mortgage Loan Originator for details.
2 5/1 Adjustable Rate Mortgage: An adjustable-rate mortgage or “ARM,” is an adjustable rate loan where the payment remains fixed for a certain period of time, then adjusts along with the payment on a periodic basis thereafter. Our ARMs have a fixed rate for the first five years, after which the rate adjusts annually.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx
Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx